The Valley Group, Inc.

THE RETIREMENT PROFESSIONALS YOU CAN TRUST

 


 


 

No one else on earth is precisely like you. Your hopes, dreams, and concerns are truly unique. At The Valley Group, Inc. we rely on that uniqueness to provide the Wealth Management support that pinpoints and then targets your goals.

We offer a full range of Wealth Management support including: Investment, Insurance, and Estate Planning services to individuals and businesses. Although technical expertise accounts for a portion of our firm's success, we believe that what truly sets us apart is our abiding commitment to building lasting relationships. We work with you to create a strategy that addresses your needs. And we work for you by continually providing the kind of personal attention that you need and deserve.

Asking the tough questions

Have you ever asked yourself these questions?

·         Will I ever have enough money to retire?

·         Once I retire, how can I make sure I don't outlive my savings?

·         How can I protect my family if I die, become ill, or need nursing home care?

·         How can I save enough for my children's or grandchildren's education?

·         What's the safest way to manage my wealth for the benefit of those I love?

 


At The Valley Group, Inc., we believe that the right answers are always available, if you ask the tough questions early enough. And that's precisely what we do with every client. Our work begins with an intensive fact-finding meeting upon which we build a comprehensive financial strategy utilizing a four-step consultative process.

 
So count on the professionals at The Vally Group, Inc. to help you plan today for a brighter tomorrow. Learn more about how we can help get you where you want to go.

·         Carefully define your personal goals.

·         Create an action plan that addresses each of your goals.

·         Recommend appropriate financial products and strategies to you.

·         Monitor your progress on a regular basis.

 

INVESTMENTS                   INSURANCE         ESTATE PLANNING

Investments

Our investment philosophy is simple: 

YOUR GOALS ARE OUR GOALS! 

Once we have helped you to determine your unique investment objectives, we then help you measure your tolerance for risk. For example, what is conservative for one client, may be aggressive for another client.         

Next, we follow the time tested strategies of asset allocation and diversification. Over time, your investment decisions regarding asset allocation will likely have a greater impact on your specific investment performance than what you invest in or when you invest.

Finally, portfolio review and rebalancing is the maintenance tool needed to help keep your investment plan on track.

Through Tower Square Securities, Inc. we can offer a comprehensive menu of investment programs to match your specific needs.  Our recommendations are made independently of any proprietary product influences. This approach provides you with suitable and objective investment strategies. 

 

Please remember:

YOUR GOALS ARE OUR GOALS!

 

 

 

While the process of diversifying your assets across multiple asset classes can help to reduce overall risk, it does not eliminate market risk altogether.

 

L1210146965[exp1211][NY]

Calculators

Mortgage Refinancing

Determine whether you should consider refinancing your mortgage.

Lease Interest

What's the interest rate on the lease you're considering?

Home Affordability

Estimate of the maximum amount of financing you can expect to get when you begin house hunting.

Net Worth

A balance sheet summarizes your assets and liabilities and reveals your net worth.

More Calculators →

Newsletters

Growth, Value, or Both

The average annual return for large-cap value stocks was about 2.1% higher than for large-cap growth stocks, yet growth stocks outperformed value stocks in 13 out of 30 years. This article examines the difference between the two approaches and describes why holding both may help investors take advantage of a variety of market conditions.

Why You Want to Know How Much Your Business is Worth

An up-to-date valuation may seem like an unnecessary expense for a small business, but it could prove to be invaluable to achieving long-term goals. Knowing the current value of a business can affect how an owner might approach everything from retirement to estate conservation to a succession strategy.

HOT TOPIC: Current Economic Conditions and the Prospect for Inflation

Inflation jumped up to 3.2% in April. That’s still below the 50-year average but it may be little consolation for anyone who has been to a gas station or a grocery store recently.

Help an Inheritance Help You

When Americans were asked what they would do with a large inheritance, 48% said they would save it; only 8% said they would spend it on things they've always wanted. Could the Great Recession be changing attitudes about money? There are some options to consider for those who expect to receive, or have already received, an inheritance.

More Newsletters →